DORA
				
					
						
						
				
			
				
							RTS ICT Risk Management
							RTS ICT Incident classification
							RTS Third Party ICT service policy
							ITS Register of Information
							RTS Harmonization of conditions 
enabling the conduct of oversight activities RTS Joint examination teams RTS & ITS Major incident reporting RTS Subcontracting ICT services RTS Threat-led penetration testing GUIDELINES Estimation of aggregated
annual costs and losses GUIDELINES Oversight cooperation
and information exchange
					enabling the conduct of oversight activities RTS Joint examination teams RTS & ITS Major incident reporting RTS Subcontracting ICT services RTS Threat-led penetration testing GUIDELINES Estimation of aggregated
annual costs and losses GUIDELINES Oversight cooperation
and information exchange
									
										
											CHAPTER II - ICT risk management
										
										
									
									
										
																									
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																								
									
								
																Article 05 - Governance and organisation
															Article 06 - ICT risk management framework
															Article 07 - ICT systems, protocols and tools
															Article 08 - Identification
															Article 09 - Protection and prevention
															Article 10 - Detection
															Article 11 - Response and recovery
															Article 12 - Backup policies and procedures, restoration and recovery procedures and methods
															Article 13 - Learning and evolving
															Article 14 - Communication
															Article 15 - Further harmonisation of ICT risk management tools, methods, processes and policies
															Article 16 - Simplified ICT risk management framework
															
									
										
											CHAPTER III - ICT-related incident management, classification and reporting
										
										
									
									
										
																									
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																								
									
								
																
																Article 17 - ICT-related incident management process
															Article 18 - Classification of ICT-related incidents and cyber threats
															Article 19 - Reporting of major ICT-related incidents and voluntary notification of significant cyber threats
															Article 20 - Harmonisation of reporting content and templates
															Article 21 - Centralisation of reporting of major ICT-related incidents
															Article 22 - Supervisory feedback
															Article 23 - Operational or security payment-related incidents concerning credit institutions, payment institutions, account information service providers, and electronic money institutions
															
									
										
											CHAPTER V - Managing of ICT third-party risk
										
										
									
									
										
																									
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																								
									
								
																
																Article 28 - General principles
															Article 29 - Preliminary assessment of ICT concentration risk at entity level
															Article 30 - Key contractual provisions
															Article 31 - Designation of critical ICT third-party service providers
															Article 32 - Structure of the Oversight Framework
															Article 33 - Tasks of the Lead Overseer
															Article 34 - Operational coordination between Lead Overseers
															Article 35 - Powers of the Lead Overseer
															Article 36 - Exercise of the powers of the Lead Overseer outside the Union
															Article 37 - Request for information
															Article 38 - General investigations
															Article 39 - Inspections
															Article 40 - Ongoing oversight
															Article 41 - Harmonisation of conditions enabling the conduct of the oversight activities
															Article 42 - Follow-up by competent authorities
															Article 43 - Oversight fees
															Article 44 - International cooperation
															
									
										
											CHAPTER VII - Competent authorities
										
										
									
									
										
																									
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																								
									
								
																
																Article 46 - Competent authorities
															Article 47 - Cooperation with structures and authorities established by Directive (EU) 2022/2555
															Article 48 - Cooperation between authorities
															Article 49 - Financial cross-sector exercises, communication and cooperation
															Article 50 - Administrative penalties and remedial measures
															Article 51 - Exercise of the power to impose administrative penalties and remedial measures
															Article 52 - Criminal penalties
															Article 53 - Notification duties
															Article 54 - Publication of administrative penalties
															Article 55 - Professional secrecy
															Article 56 - Data Protection
															
									
										
											CHAPTER IX - Transitional and final provisions
										
										
									
									
										
																									
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																												
															
																
														
																								
									
								
													Article 58 - Review clause
															Article 59 - Amendments
															Article 60 - Amendments to Regulation (EU) No 648/2012
															Article 60 - Amendments to Regulation (EU) No 648/2012; (1) 
															Article 60 - Amendments to Regulation (EU) No 648/2012; (2) 
															Article 60 - Amendments to Regulation (EU) No 648/2012; (3) 
															Article 60 - Amendments to Regulation (EU) No 648/2012; (4) 
															Article 60 - Amendments to Regulation (EU) No 648/2012; (5)
															Article 60 - Amendments to Regulation (EU) No 648/2012; (6)
															Article 60 - Amendments to Regulation (EU) No 648/2012; (7)
															Article 61 - Amendments to Regulation (EU) No 909/2014
															Article 61 - Amendments to Regulation (EU) No 909/2014; (1) 
															Article 61 - Amendments to Regulation (EU) No 909/2014; (2) 
															Article 61 - Amendments to Regulation (EU) No 909/2014; (3) 
															Article 61 - Amendments to Regulation (EU) No 909/2014; (4) 
															Article 61 - Amendments to Regulation (EU) No 909/2014; (5)
															Article 62 - Amendments to Regulation (EU) No 600/2014
															Article 62 - Amendments to Regulation (EU) No 600/2014; (1) 
															Article 62 - Amendments to Regulation (EU) No 600/2014; (2) 
															Article 62 - Amendments to Regulation (EU) No 600/2014; (3) 
															Article 63 - Amendment to Regulation (EU) 2016/1011
															Article 64 - Entry into force and application
															Article 04 - Proportionality principle
								1)							
							
								Financial entities shall implement the rules laid down in Chapter II in accordance with the principle of proportionality, taking into account their size and overall risk profile, and the nature, scale and complexity of their services, activities and operations.							
					    
								2)							
							
								In addition, the application by financial entities of Chapters III, IV and V, Section I, shall be proportionate to their size and overall risk profile, and to the nature, scale and complexity of their services, activities and operations, as specifically provided for in the relevant rules of those Chapters.							
					    
								3)							
							
								The competent authorities shall consider the application of the proportionality principle by financial entities when reviewing the consistency of the ICT risk management framework on the basis of the reports submitted upon the request of competent authorities pursuant to Article 6(5) and Article 16(2)							
					    
					
						
							Chapter II (Articles 5 - 10)
							General Provisions
						
						
					
					
						
							
									
							
							
							
								
									
							
							
							
								
									
							
							
							
									
							
							
							
								
									
							
							
							
								
									
							
							
						
					
				
				
				
			
								Section I
							
	
							
							
								Article 1
									Backup policies and procedures, restoration and recovery procedures and methods
								Article 2
									Subject matter
								Article 999
									Testing of ICT tools and systems
								
								Section II
							
	
							
							
								Article 1
									Backup policies and procedures, restoration and recovery procedures and methods
								Article 2
									Subject matter
								Article 999
									Testing of ICT tools and systems